“Your Privacy. Our Commitment.”
Privacy Policy
Last Updated: 2025
At DR&V Financial Services LLC, we value the trust you place in us and are fully committed to protecting your personal information.
This Privacy Policy explains how we collect, use, store, share, and secure your data when you visit our website, contact us, or use any of our financial and insurance services.
By using our website or submitting your personal information, you agree to the terms of this Policy.
1. About Us
DR&V Financial Services LLC (“we,” “our,” or “us”) is a licensed provider of comprehensive financial and insurance services.
Our portfolio includes life, health, disability, supplemental, auto, home, renters, liability, workers’ compensation, and commercial insurance, as well as financial consulting, credit repair, tax preparation, and both personal and business loan solutions.
We operate in compliance with federal and state privacy regulations, including the Gramm-Leach-Bliley Act (GLBA) and relevant HIPAA provisions, ensuring full confidentiality and data integrity across all client interactions.
2. Information We Collect
We collect personal and non-personal information from users, clients, and visitors to our website to provide high-quality services and maintain legal compliance.
A. Personal Information
- Full name
- Email address
- Phone number
- Residential or business address
- Insurance or financial preferences
- Identification or documentation voluntarily provided
- Information shared through forms, calls, or emails
B. Non-Personal Information
- IP address and general location
- Browser type and operating system
- Device type and identifiers
- Pages visited and duration of session
- Referring sources and interaction data
3. How We Collect Information
We collect information through:
- Website forms — when you request quotes, appointments, or additional details.
- Direct communications — via phone, email, or messaging platforms.
- Cookies and analytics tools — used to improve functionality and performance.
- Third-party systems — such as Google Analytics, Meta Ads, or CRM platforms like Zoho.
4. How We Use Your Information
We use your information solely for legitimate business purposes, including but not limited to:
- Providing requested services, quotes, and consultations.
- Processing insurance applications, renewals, or claims.
- Managing appointments and communications with clients.
- Personalizing marketing and customer experience.
- Improving website content, structure, and security.
- Ensuring regulatory and legal compliance.
We never sell, rent, or lease your personal information under any circumstances.
5. Sharing of Information
We may share your data only when necessary and under strict confidentiality:
- With trusted service partners: such as insurance carriers, underwriters, or processors to fulfill your requests.
- With technology providers: including CRM systems, marketing, or analytics tools.
- For compliance: to meet legal, regulatory, or governmental requirements.
- In business transfers: such as mergers or acquisitions, always maintaining strict confidentiality agreements.
All third parties are contractually obligated to protect your information and use it only for authorized purposes.
6. Cookies and Tracking Technologies
Our website may use cookies, web beacons, and analytics tools to:
- Track website performance and optimize user experience.
- Analyze traffic and interaction patterns.
- Deliver relevant content and advertisements.
You can control or disable cookies in your browser settings. However, disabling cookies may limit some website features.
7. Data Retention
We retain your information only for as long as necessary to:
- Provide requested services,
- Comply with legal requirements, and
- Maintain records for legitimate business purposes.
Once data is no longer needed, it is securely deleted or anonymized.
8. Data Security
We implement administrative, technical, and physical safeguards to protect your data from unauthorized access, misuse, loss, or disclosure.
These include encrypted servers, secure access controls, and ongoing monitoring of security systems.
While we take reasonable measures, no online transmission or storage system is completely secure.
We encourage users to exercise caution when transmitting personal information electronically.
9. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access, review, or request a copy of your personal data.
- Request correction, deletion, or limitation of your data.
- Withdraw consent for marketing or communications.
- File a complaint with the appropriate data protection authority.
To exercise these rights, please contact us using the details provided below.
10. Third-Party Links
Our website may include links to external websites (partners, affiliates, or resources).
We are not responsible for the privacy practices or content of third-party sites.
Please review their individual privacy policies before submitting personal information.
11. Children’s Privacy
Our services are not intended for individuals under 18 years old.
We do not knowingly collect information from minors.
If we discover that we have inadvertently received such data, we will delete it promptly.
12. International Data Transfers
If you access our website from outside the United States, please note that your information may be stored or processed in the U.S., where privacy laws may differ from those in your country.
13. Updates to This Policy
We may update this Privacy Policy periodically to reflect new legal requirements, technologies, or company practices.
Updates will be published on this page with a revised “Last Updated” date.
Your continued use of our website or services constitutes acceptance of any changes.
14. Contact Us
For any questions, requests, or privacy-related concerns, please contact us at:
📧 Email: drvfinancials@aol.com
📞 Phone: (954) 654-0297
🏢 Address: 14755 SW 82nd Terrace, Miami, FL 33193, USA
🌐 Website: https://drvfinancialservices.com
DR&V Financial Services LLC
Protecting what you love. Financing what you dream.