Privacy Policy

Last Updated: 2026

At DR&V Financial Services LLC (“we”, “our”, or “us”), we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, share, and protect your data when you use our website or services.

By using our website or submitting your information, you agree to the terms of this Privacy Policy.

1. About Us

DR&V Financial Services LLC is a provider of financial consulting, insurance, loan assistance, credit-related services, and tax preparation support.

We operate in compliance with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and applicable data protection regulations.

2. Information We Collect

A. Personal Information

We may collect:

  • Full name
  • Email address
  • Phone number
  • Residential or business address
  • Date of birth
  • Financial and insurance preferences
  • Identification or documentation voluntarily provided
  • Information submitted through forms, calls, or emails

B. Non-Personal Information

We may collect:

  • IP address and approximate location
  • Browser type and operating system
  • Device identifiers
  • Website usage data and session activity
  • Referring sources

3. How We Collect Information

We collect information through:

  • Website forms (quotes, appointments, inquiries)
  • Direct communications (phone, email, SMS, WhatsApp)
  • Cookies and analytics tools
  • Third-party platforms (CRM systems, advertising tools, analytics tools)

4. How We Use Your Information

We use your information to:

  • Provide services and consultations
  • Process insurance, loan, tax, and credit-related requests
  • Manage appointments and communications
  • Improve website performance and user experience
  • Personalize marketing (based on consent)
  • Ensure legal and regulatory compliance

We do not sell, rent, or lease your personal information.

5. SMS and WhatsApp Communications

By providing your phone number, you consent to receive SMS and/or WhatsApp messages from DR&V Financial Services LLC based on your interaction with our services.

These communications may include:

  • Appointment reminders
  • Service updates
  • Account notifications
  • Promotional messages (if consent is given)

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP.
For assistance, reply HELP.

6. Sharing of Information

We may share your information only when necessary and under strict confidentiality:

  • With trusted service partners (insurance carriers, lenders, processors)
  • With technology providers (CRM systems, analytics tools, communication platforms)
  • To comply with legal or regulatory requirements
  • In business transfers (mergers, acquisitions)

We do not share your mobile information with third parties for marketing purposes.

All third parties are required to protect your information and use it only for authorized purposes.

7. Cookies and Tracking Technologies

We use cookies and tracking technologies to:

  • Improve website functionality
  • Analyze traffic and user behavior
  • Deliver relevant content and advertisements

You may disable cookies in your browser settings, but some features may not function properly.

8. Data Retention

We retain your information only as long as necessary to:

  • Provide services
  • Comply with legal obligations
  • Maintain business records

When no longer needed, your data is securely deleted or anonymized.

9. Data Security

We implement administrative, technical, and physical safeguards to protect your information.

However, no system is completely secure, and users should exercise caution when sharing sensitive data online.

10. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access your personal data
  • Request correction or deletion
  • Withdraw consent for communications
  • Request data limitations
  • File complaints with regulatory authorities

11. Third-Party Links

Our website may contain links to third-party websites.

We are not responsible for their privacy practices and recommend reviewing their policies.

12. Children’s Privacy

Our services are not intended for individuals under 18 years of age.

We do not knowingly collect data from minors.

13. International Data Transfers

If you access our services from outside the United States, your information may be processed and stored in the U.S.

14. Updates to This Policy

We may update this Privacy Policy periodically.

Continued use of our services indicates acceptance of any changes.

15. Contact Information

DR&V Financial Services LLC
📧 Email: drvfinancials@aol.com
📞 Phone: (954) 654-0297
🌐 Website: https://drvfinancialservices.com