Last Updated: April 29, 2026
Welcome to DR&V Financial Services LLC. These Terms and Conditions (“Terms”) govern your use of our website drvfinancialservices.com and the services we provide. By accessing our website or engaging our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.
1. Services Offered
DR&V Financial Services LLC provides the following services:
Individual and business tax preparation and filing
IRS debt relief and tax resolution
Credit repair and credit consulting
Business formation and entity structuring (LLC, Corp, etc.)
Individual and business loan/funding assistance
Commercial and individual insurance
Life insurance
Notary public services
Immigration paralegal services (document preparation under attorney supervision)
Services are subject to availability and may vary by state. We reserve the right to modify, suspend, or discontinue any service at any time.
2. Eligibility
You must be at least 18 years old to use our services. By using our services, you represent that all information you provide is accurate, complete, and current. You agree to update your information promptly if it changes.
3. Client Responsibilities
As a client, you agree to:
Provide accurate, truthful, and complete information necessary for the services requested
Supply all required documents in a timely manner
Review all documents prepared on your behalf before signing
Respond to communications from DR&V Financial Services in a timely manner
Pay all fees as agreed upon at the time of service engagement
Notify us immediately of any errors, discrepancies, or changes in your information
4. Fees and Payment
Service fees will be communicated to you before services are rendered. Payment terms, methods, and schedules will be agreed upon prior to the start of services. All fees are non-refundable once services have been substantially performed, unless otherwise stated in writing. We reserve the right to adjust fees with prior notice.
5. No Guarantee of Results
While we strive to provide the best possible outcomes for our clients, we cannot and do not guarantee specific results. This includes, but is not limited to:
Specific credit score improvements or timelines
IRS debt reduction or elimination amounts
Loan or funding approval
Insurance coverage approval or specific premium amounts
Tax refund amounts
Immigration case outcomes
Results depend on individual circumstances, third-party decisions, and factors beyond our control.
6. Communication Consent
By providing your contact information, you consent to be contacted by DR&V Financial Services LLC via:
Phone calls (including automated or pre-recorded calls)
Text messages (SMS/MMS)
Email
WhatsApp
Social media platforms
You may opt out of promotional communications at any time. For text messages, reply STOP to unsubscribe. Message and data rates may apply. Message frequency varies. Your consent is not a condition of service.
Carrier Disclaimer: DR&V FINANCIALS SERVICES, LLC and mobile carriers (including but not limited to AT&T, T-Mobile, Verizon, and others) are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your mobile carrier and device compatibility.
7. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of DR&V Financial Services LLC and is protected by copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
8. Confidentiality
We treat all client information as confidential and handle it in accordance with our Privacy Policy. We will not share your information except as described in our Privacy Policy or as required by law. You acknowledge that certain information must be shared with third parties (e.g., IRS, credit bureaus, lenders, insurance carriers) to perform the services you have requested.
9. Limitation of Liability
To the fullest extent permitted by law, DR&V Financial Services LLC, its owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services. Our total liability for any claim shall not exceed the amount of fees paid by you for the specific service giving rise to the claim.
10. Indemnification
You agree to indemnify, defend, and hold harmless DR&V Financial Services LLC, its owners, employees, and agents from any claims, losses, damages, liabilities, and expenses (including attorney fees) arising from your use of our services, your breach of these Terms, or your provision of inaccurate or incomplete information.
11. Dispute Resolution
Any disputes arising from these Terms or our services shall first be addressed through good-faith negotiation. If the dispute cannot be resolved through negotiation, it shall be submitted to binding arbitration in Miami-Dade County, Florida, in accordance with the rules of the American Arbitration Association. The laws of the State of Florida shall govern these Terms.
12. Termination
Either party may terminate the service relationship at any time with written notice. Upon termination, you remain responsible for any fees incurred for services already rendered. We may retain copies of your records as required by law and our internal policies.
13. Third-Party Services
Our services may involve the use of third-party platforms, software, or service providers. We are not responsible for the actions, policies, or performance of third parties. Your use of third-party services is subject to their respective terms and conditions.
14. Modifications to These Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of our website or services after changes constitutes acceptance of the revised Terms.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and DR&V Financial Services LLC regarding the use of our website and services, superseding any prior agreements or communications.
17. Contact Us
DR&V Financial Services LLC
Miami, FL
Website: drvfinancialservices.com
Phone: +1 (561) 497-6334
Email: info@drvfinancialservices.com